Please tell me this is nothing to worry about

[kpatrick925]

Ok, so I have had a few hiccups in my tomato season but am trying to keep hope alive!! I was trimming the bottom of my tomato plants as suggested by Raybo to give more air circulation as I seem to have acquired a possible fungal issue. I used Serenade and have my fingers crossed that that stops or slows the progression and hopefully stops it from starting on my newer plants. I was trimming the last plant and found the following. I am hoping it is just something that happens and nothing to worry about but my luck hasn't totally been with me so far so of course I am imaging the worse case scenario. I also, as I was trimming, found quite a bit of hormworm waste. I stalk my tomatoes, intimately inspecting them everyday and sometimes multiple times a day checking as much of it as I can and I rarely see the worms. They frustrate me because I do look so closely and still don't see the little pains. I just want them to show themselves before they decimate my plants. I look at the leaves and rarely see what I have been told to expect if I have worms. Not until they have done major damage and my plants are dying do I see the damage. Don't know if I am just color blind when it comes to tomato leaves or what the deal is but I really dislike those worms. So my question is, I have Serenade that I am spraying for the fungal stuff, I have neem oil or Organocide or Take down garden spray for little bugs and I just bought something called BT for the hornworms and other caterpillars, Is it ok to use all these products? will it hurt and how much time should I allow between each different type of treatment? Just an fyi, the three items I have for the little bugs I am not using together, just trying to find what works best for my plants. Also, the pics are showing the bottom stems of either Early Annies or marz round green. Sorry for the long winded message and thanks in advance for any help you can give.